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Hello! Welcome to Yellow Brick Freedom!
How YBF Came to Be
In 2013, we graduated from college with a somewhat “normal” $34,000 in student loan debt. Thanks to some advice from Dave Ramsey, we were able to live on a budget and pay it off in less than 12 months. We felt great – we were saving money and still having fun! We believed we were set forth on an excellent pathway to success.
A couple of years down the road, we were feeling a little bit lost with our finances. We continued to save money and were putting the suggested 15% into retirement accounts, but we wanted to take a closer look at long-term financial planning.
One day, Keli was online and started browsing financial blogs and came across Mr. Money Mustache. She was instantly captivated by his story. Making a relatively modest salary, he and his wife saved over 70% of their income and retired at age 30 to start a family. How was that possible? Keli dug in and read blog after blog – she was hooked. She read a plethora of blogs in the financial independence stratosphere and down the rabbit hole she went. Keli began to email articles, forum posts, and more to Jake. He was reluctant at first, but after reading some eye-opening posts, he saw the light.
In the summer of 2017, we took a 15-day trip to Europe that we had saved up for and had a wonderful time – it felt great to celebrate our financial success and reward ourselves with travel. When we were flying home from the trip, we began to wonder – what now? We had spent so long saving and planning for the trip that we weren’t sure what was next. It was on this trip and the weeks following where we began to change our mindset even more about the lifestyle we were living.
Since then, we have decided to re-shape our financial and lifestyle goals, and we want to share them with you! We have a passion for the topic of personal finance and hope we can show others the simple path to freedom.