Do you feel that? The national student loan debt increases by $2,667 per second. In the time that it takes you to read this article, students will have racked up more student loan debt than the average cost of a home in the United States. Continue reading “It Sucks To Be Me”
We’re told our entire lives to forge our own path. Avoid the crowd. And then we grow up and do what everyone else does.
I never planned on it, but I found myself in the middle of a locker room counseling session. Continue reading “I Don’t Want That Life”
We had a combined student loan debt north of $34,000 when we got engaged. As daunting as this was, we were determined to eliminate the albatross that was our loan as soon as possible. It wasn’t easy, but it was completely worth it. In just under a year, we paid off the debt in full. We made the short-term sacrifice for a long-term payoff, and here’s how we did it. Continue reading “7 Steps to Crush Your Student Loan Debt”
If you’ve been reading our blog up to this point, you might be thinking something like this: “Man, these people never have any fun. That’s not the kind of life I want to live”. However, this is far, far, from the truth. Jake and I absolutely enjoy some of the finer things in life. Continue reading “Four of Our Favorite Splurges”
In the past three months, we’ve had a squirrel infestation in our attic, frozen (and subsequently burst) pipes, and property damage from a storm caused by trees. You could say it’s just bad luck, but I just call it life.
If you are walking around thinking that emergencies are not going to happen to you, you’re wrong. Studies show that about 46% of Americans could not cover a $400 expense and over half of Americans could not come up with $2,000 in 30 days. This is scary stuff.
We are DINKS (Dual Income, No Kids). Because of this, we have our greatest savings ability right now. This also means we have great spending power if we so choose (DINKS are advertised to more than any other demographic of people, children being a close second). We may not have another time in our lives when we’ll have this level of spending or savings leverage.
“We buy s*** we don’t need, with money we don’t have, to impress people we don’t like.” —George Carlin
I Like Stuff
I enjoy the finer things in life. I have a particularly deep appreciation for all sorts of vehicles, especially high performance luxury vehicles. It’s not uncommon for me and Keli to be driving down the road when I spot a beautiful Ferrari or Lamborghini—I usually crack my window just a little in order to hear the lovely purr of 8 to 12 cylinders. I jokingly follow this up by saying to Keli, “Hey, that guy is driving my next car!” Continue reading “Why You Shouldn’t Keep Up With the Joneses”
Jake and I didn’t pay for a domestic flight in 2017 – and we don’t plan to pay for one in 2018 either. It didn’t take any magic, extra spending, or questionable ethics. It only took understanding how a system works and using it to our advantage.
Happy New Year! One of our favorite things to do every January is to make goals or resolutions for the upcoming year. These usually range from savings goals, spending needs, to wants. Hopefully this list of five common financial mistakes will inspire you to make your own. Even small changes can make a big difference in the long run. We will have several upcoming posts detailing each of these mistakes in even more detail, but for now, enjoy! Continue reading “5 Financial Mistakes You’re Probably Making”